Building Family Wealth

Invite Your Family

Share your link — anyone who signs up through it is tracked as someone you brought in.

Your Snapshot

Estimated monthly income$0

Total bills this month$0

Due in next 3 days0

Total saved across goals$0

Left over to save or invest$0

Monthly Money Flow

Income (green) vs. bills (red) over the last 12 months.

What If You Saved a Set Amount Every Check?

Pick how much you want to set aside from each paycheck — we'll show what that means as a percentage and where it puts you in a year.

Amount to save per paycheck

Goals Progress

How far you are toward each savings goal.

Income

Add how much you make and how often — converted to a monthly estimate automatically.

Source (optional)

Amount per paycheck

How often

Paid every how many days?

This Month's Bills

Bills Total$0

Credit Cards — Suggested Payoff Order

Credit Card Total$0

📲 You get two alerts per bill: one at 8pm the night before, and one at 7am the day it's due — with the dollar amount included.

Notifications & Settings

Your timezone Your country & currency

Due Soon (your local time)

Step 1: What is "saving" vs. "growing" money?

Saving is putting money aside so it's there later — like a piggy bank. It doesn't get bigger on its own.

Growing (also called investing) means your money is put somewhere — like a retirement account or index fund — that pays you a little extra over time. That extra is called return. The longer you leave it, the more it grows, because the extra money also starts earning extra money. That snowball effect is called compounding, and it's the single biggest reason regular people build wealth.

Step 2: What's a realistic "return"?

A return is how much your money grows in a year, shown as a percentage. Nobody can guarantee a number — but here's what's typically realistic:

A basic savings account~1–4% / year

A diversified stock index fund (S&P 500 average, long-term)~7% / year

An aggressive growth investment~10%+ / year (more risk)

Step 3: See What Your Money Could Become

How much can you set aside each month? For how many years? Expected yearly return

Your custom annual return (%)

Step 4: What order should you actually do this in?

1. Pay off high-interest debt (credit cards) 2. Save 1 month of expenses as a cushion 3. Get your full employer 401k match — that's free money 4. Add to a Roth IRA 5. Anything extra goes to a regular investment account

Start a Savings Goal

What's it for? Goal name

Target amount

Target date

Active Goals

⚠️ This is a planning estimate, not a tax filing. It does not model AMT, self-employment tax, NIIT, or credit phase-outs. For your actual return, use a CPA or IRS Free File.

2025 Federal Refund Estimator

Filing status

Gross income

Federal withholding so far

Dependents

401(k) contributions

Use standard deduction

Itemized deductions

📋 What You'll Need for Your Tax Return

Gather these before filing. The IRS and your preparer will ask for all of them.

W-2 forms from every employer you worked for this year
1099 forms (freelance, interest, dividends, retirement distributions)
Social Security numbers for yourself, spouse, and any dependents
Last year's tax return (for AGI if filing electronically)
Bank account & routing number for direct deposit of refund
Records of deductible expenses (medical, charitable donations, mortgage interest)
Form 1098 if you paid mortgage interest
Childcare provider name, address, and Tax ID (EIN or SSN)
Student loan interest statements (Form 1098-E)
Health insurance 1095-A if you used the Marketplace

🔗 IRS Official Filing Guide

Your name Phone (optional) What do you need help with? (optional)

Where the money's going

Run an estimate above to start tracking it through the year.

💼 Building Family Wealth

Log In

Invite Your Family

Your Snapshot

Monthly Money Flow

What If You Saved a Set Amount Every Check?

Goals Progress

Income

Jump To

This Month's Bills

Credit Cards — Suggested Payoff Order

Notifications & Settings

Due Soon (your local time)

Step 1: What is "saving" vs. "growing" money?

Step 2: What's a realistic "return"?

Step 3: See What Your Money Could Become

Step 4: What order should you actually do this in?

Start a Savings Goal

Active Goals

2025 Federal Refund Estimator

📋 What You'll Need for Your Tax Return

Where the money's going

Log In

Goal Reached! 🎉

Invite Your Family

Your Snapshot

Monthly Money Flow

What If You Saved a Set Amount Every Check?

Goals Progress

Income

Jump To

This Month's Bills

Credit Cards — Suggested Payoff Order

Notifications & Settings

Due Soon (your local time)

Step 1: What is "saving" vs. "growing" money?

Step 2: What's a realistic "return"?

Step 3: See What Your Money Could Become

Step 4: What order should you actually do this in?

Start a Savings Goal

Active Goals

2025 Federal Refund Estimator

📋 What You'll Need for Your Tax Return

Where the money's going